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Public Liability

Whether you are an individual teacher giving lessons on hired premises, or you own/lease premises and employ other teachers, it is extremely risky to do so without proper insurance cover.

Incidents happen, whether you (or your instructors) are at fault or not, you still may be held liable for injuries that your students or anyone accompanying them, sustain during your classes.

Where you own or rent your own permanent dance studio, the risks are even greater, as injury compensation claims are now routinely made for everything from slipping on gravelled driveways to tripping over obstacles in poor light.

Our Public Liability policy will protect your legal costs in defending the claim, and any damages you are liable to pay.

Professional Indemnity

Protects you against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of professional duty in the course of your business such as;

  • Failed to develop appropriate programs and services
  • Wrong dance advice given to student
  • Your services were inadequate
  • Misleading information / advertising

Our Professional Indemnity policy will not only protect your business, but also any principal, employee, director, partner or related entity whilst acting within the scope of their duties.

Freelance Contractor Cover

Low cost cover specifically designed for contract teachers who do not hire or lease venues.

Cover includes a $20,000,000 Liability cover, a $5,000,000 Professional Indemnity cover and an individual Personal Accident cover as standard. Premiums from $150.00 per year

Management Liability

Management Liability cover’s the personal assets of directors and officers and employees (Insured Persons) as well as the company’s assets if sued (including legal, defence and investigation costs) for a breach in duty.

Not only can directors be held personally liable (exposing personal wealth) but also managers and employees. As the regulatory environment changes, directors are often unaware of their full responsibilities at law. Directors are responsible for the risk management of their company.

A company’s reputation can be damaged if they are investigated, not to mention the ongoing legal costs to defend claims.

Property & Equipment Insurance

Whether you use a hired premises and store your equipment there, or you own/lease a premises, we can tailor a policy to suit your needs and ensure you are covered from financial uncertainty for any unforeseen events.

You have worked hard to build your business, our policies are designed to protect you and your business assets.

Group Accident cover

Providing your students and /or members group accident insurance can provide them with an extra level of financial protection should they sustain an injury whilst participating in organised training sessions, competitions, displays, performances, traveling to/from their dance / performance activity; to/from their residence, school or place of employment.

Touring Worldwide for the purpose of participating in dancing or performing arts whilst representing their studio, club, organisation or National Body.

Benefits include, Lump sum capital benefits payments, loss of income, Non-Medicare medical expense reimbursement.

Personal Accident & Illness Cover (Income Protection)

Designed for professionals to protect you financially if you suffer an injury or illness that prevents you from working.

Benefits include capital benefit lump sum payments and loss of weekly income

Voluntary Workers Cover

Provides a level of financial protection to your Volunteers who may sustain an injury whilst undertaking voluntary work for your business/association/event.

Benefits include, Lump sum capital benefits payments, loss of income, Non-Medicare medical expense reimbursement.

Other covers

  • Cancellation, Abandonment, & Non Appearance
  • Prize Indemnity
  • Leisure Insurance
  • We provide individually tailored covers at very competitive premiums for most activities.
  • Speak to one of our experienced brokers today to find out more.